GreenBeaver Service Project

Never Give Up - The Change Starts With You!

The post below are a result of hard work and dedication, your efforts have resulted in an improved planet in more ways than one - simply read the stories below if you don't believe you can change the world (Kivia & American Red Cross)!

per⋅se⋅ver⋅ance

1.	steady persistence in a course of action, a purpose, a state, etc., esp. in spite of difficulties, obstacles, or discouragement.

2.	Theology. continuance in a state of grace to the end, leading to eternal salvation.

Jessenia Esther Duarte Irias

Greenbeaver loaned Jessenia on March 23rd. We will follow the story now and see.

Status: Active

$800.00		Loan Amount

0% repaid

About the Entrepreneur

Name:	Jessenia Esther Duarte Irias
Location:	Danli, Honduras
Primary Activity:	General Store
Loan Requested:	$800.00
Repayment Term:	12 months - details Repayment Due Dates Jul 15, 2009 $66.67 Aug 15, 2009 $66.67 Sep 15, 2009 $66.67 Oct 15, 2009 $66.67 Nov 15, 2009 $66.67 Dec 15, 2009 $66.67 Jan 15, 2010 $66.67 Feb 15, 2010 $66.67 Mar 15, 2010 $66.67 Apr 15, 2010 $66.67 May 15, 2010 $66.67 Jun 15, 2010 $66.63
Loan Use:	Purchase of deodorants, gel, creams, nailpolish, nailpolish remover, sodas, churros, sweets, hairdye, nail files
Date Posted:	Mar 24, 2009
Date Funded:	Mar 24, 2009
Disbursal Date:	Mar 14, 2009

About the Field Partner

Field Partner:	Prisma Honduras, S.A.
Field Partner Risk Rating:	(Learn more)
Fundraising Status:	Active
Time On Kiva:	8 months
Kiva Entrepreneurs:	397
Total Loans:	$168,525
Delinquency Rate:	1.41%
Default Rate:	0.00%
More on this field partner >>

Jessenia Duarte is a businesswoman and owns a small store in which she sells a variety of personal products. She has owned her business for two years and has been able to support her family with her earnings. She has two sons who are the most important part of her life. She has the desire to overcome her obstacles and help her sons. In order to do so, she must expand her business, which will require a lot of effort. Jessenia is requesting a loan to purchase more merchandise so she can begin expanding her business. Her goal is to have a well-stocked store with a variety of products.

[ Courtesy of Kiva.org]

E-mail from American Red Cross

Dear Buena Vista University, Thank you for your gift to the American Red Cross to support where our need is greatest. The American Red Cross is where people mobilize to help their neighbors—down the street, across the country and around the world — in emergencies. As a humanitarian organization led by volunteers, guided by its Congressional Charter and the Fundamental Principles of the International Red Cross Movement, the American Red Cross provides relief to victims of disasters and helps people prevent, prepare for, and respond to emergencies. You are helping us ensure that we can continue to provide these lifesaving services—that we have the resources, talent and ability to continue to deliver them—by your generous donation to support all of our core services. For more information about the programs and services that your donation supports, visit http://www.redcross.org/sponsors/greatestneed.asp. Please continue to visit us at http://www.redcross.org/ to see how we’re making a difference every day. American Red Cross ************************************************* To verify that your company participates in a matching gift program, please contact your human resource representative. Please print or save this message for your personal records. This letter serves as the tax receipt for your gift. The American Red Cross is a tax-exempt, nonprofit organization as described in section 501(c) (3) of the IRS Code for 1984, as amended. Our tax identification number is 53-0196605. Adequate records will be maintained and made available to the IRS upon request. In accordance with IRS regulations, no goods or services were provided to the donor by the American Red Cross as part of this contribution. Your gift may be recognized in future Red Cross publications. If you prefer your gift to remain anonymous, or have questions about your gift’s designation, or would like to learn more about the services that the Red Cross is committed to providing, please call 1-800-797-8022. Transaction Summary Transaction Date: 3/24/09 Amount: $15.00 Billing Information Title: First Name: Buena Vista University Middle Name: Last Name: Residence Life Suffix: Email Address: greenbeaver@bvu.edu Email opt-in: Yes Street 1: 610 W 4th St Street 2: City: Storm Lake State/Province: IA ZIP/Postal Code: 50588 Country: United States Phone Number: 71274926756 Company/OrganizationName: Buena Vista Univeristy

The e-mail from Kiva.org

Dear Greenbeaver BVU,

Thank you for your loan to a Kiva entrepreneur! 100% of every dollar you
have loaned will be used by your entrepreneur to build their business.

Your Loans:

-------------------------------------------------------------------------------
Jessenia Esther Duarte Irias in Honduras (Activity: General Store) You
Loaned:$25.00 View loan profile at:
http://www.kiva.org/app.php?page=businesses&action=about&id=95111&_te=ty

-------------------------------------------------------------------------------

Next Steps:

When the loan needs of each entrepreneur you have sponsored are met, you
will receive an email containing the exact date the loan term is
beginning. This may take a while after your individual loan transaction
was made, as we may need to wait for other lenders to contribute before
the total requested loan funding is raised. Generally speaking, loans
begin at the beginning of each month.

During the Loan Term:

Throughout the course of the loan term, you will receive repayments from
your sponsored business which you can retrieve, re-lend or donate. If,
when you created your Kiva profile, you opted to receive updates about
Kiva entrepreneurs, you may also receive periodic emails informing you
on how things are going with your loan(s). Or, if you opted not to
receive updates about Kiva entrepreneurs, you can always read the online
journal for your business. If you change your mind about your current
preferences, you may update your profile at any time on the Kiva
website. We encourage you to post your own comments in response to the
journal updates posted, as the partner representatives will be able to
read and respond to these comments.

At the end of the Loan Term:

At the end of the loan term, you will receive a final email update with
a summary of your sponsored business's overall performance and success
in completing the loan repayment, as well as a complete list of options
for you to retrieve, re-lend, or donate any repaid loan monies.

Please don't hesitate to contact us at any time at contactus@kiva.org

Thank you again for partnering with us!

Best Wishes, Kiva Staff

______________________________

Loans that change lives http://www.kiva.org/

Thanking Everyone

The polling ends tomorrow and we will immediately send the funds to respective organizations. The developers of Greenbeaver will like to thank everyone who voted. We highly appreciate your interest and respect your support.

We will also like to express our sincere gratitude to all the staff, students and faculty of BVU who provided comments and ideas. We will like to thank Jeremy Ward, RD of Suites who used his truck to help us to recycle cans. We will also like to thank Res life of BVU, my academic advisor Bruce Ellingson and all other who helped us to craft our mission statement.

Respectfully,
Greenbeaver Team.

A Visual Argument for Change

Courtesy of Various sources

What is Kiva.org - courtesy of kiva.org

What Is Kiva?

We Let You Loan to the Working Poor

Kiva's mission is to connect people through lending for the sake of alleviating poverty.

Kiva is the world's first person-to-person micro-lending website, empowering individuals to lend directly to unique entrepreneurs in the developing world.

The people you see on Kiva's site are real individuals in need of funding - not marketing material. When you browse entrepreneurs' profiles on the site, choose someone to lend to, and then make a loan, you are helping a real person make great strides towards economic independence and improve life for themselves, their family, and their community. Throughout the course of the loan (usually 6-12 months), you can receive email journal updates and track repayments. Then, when you get your loan money back, you can relend to someone else in need.

Write Your Governor about Bottled Water

Visit the New American Dream organization's website to sign your name to a petition to ask state governors to stop spending taxpayer money on bottled water during these difficult economic times. As this organization points out, not only is bottled water thousands of times more expensive than tap, it also often undergoes less rigorous testing than tap water. Read up by looking at a landmark study on bottled water by the Natural Resources Defense Council, which has several recommendations for the FDA when it comes to bottled water.

Moreover, bottled water is often simply tap water that has been filtered and minerals added. Bottled water is the fastest growing beverage industry in the country and estimates show that it's a $1 billion to $4 billion yearly industry. Those billions of bottles, of course, generate waste, even if they are recycled. Not to mention the energy, waste and pollution it takes to make that product and distribute it. Bottom line, get a nifty reusable bottle for water (or just start reusing some of those bottles of water you already have in your refrigerator) and drink tap. Then, tell your state governor and all of the other institutions you support (maybe your college) to serve tap.